Samantha Smith
Thousands of UK households receiving Universal Credit are set to benefit from a £320 Cost of Living payment this summer, as multiple local councils, especially in the North of England, announce additional financial aid.
This initiative is funded through the Department for Work and Pensions’ Household Support Fund (HSF), designed to offer crucial support to individuals facing financial difficulties.
East Midlands and Northern Councils Step Up Support
Starting August 4, residents in North Northamptonshire will be eligible for supermarket vouchers worth up to £320, according to announcements made by the local authority.
Simultaneously, those living in Doncaster can apply for a £300 one-time grant, specifically aimed at those in urgent financial distress.
The City of Doncaster Council is offering these payments to individuals who receive:
- Housing Benefit
- Local Council Tax Reduction
- Universal Credit with housing cost elements
- Means-tested free school meals
Council Leaders Emphasize the Importance of Relief
Jason Smithers, leader of North Northamptonshire Council, expressed his appreciation for the renewed allocation of funds from the UK Government’s Household Support Fund.
“We’ve decided once again to fund food support for children on free school meals during the holidays and ease the cost pressures of going back to school,” Smithers stated.
He further explained that supermarket vouchers would help many struggling families manage their household budgets more effectively. Residents are strongly encouraged to apply to avoid missing out on this opportunity.
Community Organizations Play a Key Role
Smithers also praised the community groups and local charities who assist in allocating funds to where they are most needed. These organizations have helped:
- Provide emergency energy assistance
- Replace essential household appliances
- Distribute energy-efficient cooking equipment
- Deliver food parcels
“These groups continue to use the HSF to reach our most vulnerable residents. I want to publicly thank them for their invaluable contribution,” he added.
Changes to Universal Credit Deductions in 2025
Since April 2025, adjustments have been made to debt repayment deductions under Universal Credit. Previously capped at 25%, the new ceiling has been reduced to 15%, an effort by Labour’s leadership to ensure more disposable income for low-income households struggling with debt.
While the measure was initially welcomed, discontent has grown following the passing of the Welfare Cuts Bill on July 1, with many feeling that Starmer’s changes have not gone far enough to support those in need.
Council Support Available This Summer
| Council | Payment Amount | Support Type | Eligibility |
|---|---|---|---|
| North Northamptonshire | Up to £320 | Supermarket Vouchers | Residents facing financial hardship |
| Doncaster | £300 | One-time Payment | Housing Benefit, Council Tax Reduction, UC with housing costs, Free school meals |
| Various (UK-wide) | Varies | Food Support, Energy Grants, Equipment | Distributed through Household Support Fund |
The summer 2025 financial assistance packages from councils like North Northamptonshire and Doncaster are a welcome relief for Universal Credit claimants and other low-income residents.
These targeted measures, funded through the Household Support Fund, aim to alleviate rising living costs, support children during school breaks, and help households manage essential expenses.
With new policies in place to limit debt repayment deductions, the government hopes to restore a sense of financial control to millions. However, debates over welfare reform and recent legislation indicate ongoing concerns among beneficiaries.
Eligible individuals are encouraged to apply early to ensure they don’t miss out on the support.
FAQs
Who qualifies for the £320 Cost of Living payment in North Northamptonshire?
Households experiencing financial hardship, especially those with children receiving free school meals, can apply for supermarket vouchers worth up to £320.
What are the eligibility criteria for Doncaster’s £300 payment?
This one-off payment is available to those on Housing Benefit, Local Council Tax Reduction, Universal Credit with housing costs, or means-tested free school meals.
How have Universal Credit debt repayments changed in 2025?
As of April 2025, the debt repayment cap under Universal Credit has been reduced from 25% to 15%, allowing households to retain more of their benefits.